- Does it cost anything to find a lender?
There is no cost to fill out a form and submit your information through the online marketplace. If a lender decides they would like to work with you, they will pay us a fee to acquire the lead information you submitted. As a marketplace, we do not receive any information which would allow us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you understand the terms associated with the offer.
- How soon do I get my money?
Typically, if a lender offers you a loan and you accept the loan offer right away, you may be able to get the money deposited directly into your account in as little as 24 hours.* If you accept the loan offered to you on a non-business day, weekend, or holiday, that may affect how long it will take for you to get your money.
- How long does it take?
If you complete the form today, you can get a decision from a lender within minutes.
- How will I know if a lender decides to work with me?
After you submit your information, lenders will review your information to determine if they would like to work with you. If a lender wants to work with you, you will be transferred to the lender’s website to review and approve the repayment terms for your loan.
- What are the terms and details of my loan?
Because we aren’t a lender, that information isn’t available to us. If you are able to find a lender, upon submission of your information, they will send you all the terms and conditions of your loan offer. It should include the interest rate, dates for repayment, finance charges, and more. Different lenders offer different kinds of loans with different details. Remember, you have a choice whether or not you want to accept the loan offer. If you don’t agree to the terms, you can decline the loan offer and resubmit to find another lender.