Bad Credit Loans
When an emergency situation comes up, having credit that isn't great can mean a financial nightmare. If you go to your bank or credit union to try and get a loan, they may turn you down due to your credit status, making the search for emergency cash difficult. A viable choice could be a short-term cash loan, also known as a bad credit loan.
In many cases, lenders base their loan decisions on your credit score. With the economy in recent years having negatively affected many people's credit scores, people find themselves unable to find the cash they need. Money Mutual was created for people just like you, and has created one of the largest networks of short-term lenders in the country to connect you with people who are in situations where their credit isn't perfect. Filling out our easy online form takes minutes, and if you are approved, you'll be taken to the participating lender's web site where you'll be able to review the loan offer's terms and conditions.
Applying for a bad credit loan online is easy and the process is simple. MoneyMutual is not a lender, but we can attempt to match you with a participating lender based on the information you provide and the lender’s requirements.
Qualifying for bad credit loans can be easy and bad credit is ok. Most lenders are able to qualify you if you:
- Currently have a job (or receive regular income)
- Make at least $800 per month
- Are 18 years of age or older and a U.S. resident
- Have a checking account
- Other requirements may apply
"short-term cash loans, sometimes referred to as bad credit loans, may be a viable choice"Even if you have been involved in bankruptcy, bounced checks, charge-offs and other credit hassles you may still be able to get the short term cash loan you need. There are many reasons why people need a bad credit loan. More often than not, it is a temporary way of dealing with unforeseen expenses like a mechanic’s bill or a medical bill. When used responsibly and paid back promptly, the loan can be a sensible way of handling unexpected expenses and that’s why many people choose to make use of it.
It can be frustrating and difficult to find these so-called “bad credit” loans. That's where our network of lenders can really help -- they offer loan options for those that may not qualify at other institutions. Instead of bouncing a check, or receiving late payment penalties, these short term options can be a sensible alternative.
If you are looking for a bad credit loan, you can get started today by filling out the form on our website –we will try to match you with a lender in our network. Remember, it’s fast and easy to do, and we’re here to help you find a lender to meet your short term, bad credit loan needs today.;