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Bad Credit Loans

When an emergency situation comes up, having credit that isn’t great can mean a financial nightmare. If you go to your bank or credit union to try and get a loan, they may turn you down due to your credit status, making the search for emergency cash difficult. A viable choice could be a short-term cash loan, also known as a bad credit loan.

calc-hundred In many cases, lenders base their loan decisions on your credit score. With the economy in recent years having negatively affected many people’s credit scores, people find themselves unable to find the cash they need. Money Mutual was created for people just like you, and has created one of the largest marketplaces in the country for finding short-term lenders for people who are in situations where their credit isn’t perfect. Filling out the easy online form takes minutes, and if a lender decides to work with you, you’ll be taken to that lender’s web site where you’ll be able to review the loan offer’s terms and conditions.

Applying for a bad credit loan online is easy and the process is simple. MoneyMutual is not a lender, but by using MoneyMutual you can connect with a lender based on the information you provide and the lender’s requirements.

Qualifying for bad credit loans can be easy and bad credit is ok. Most lenders are able to qualify you if you:

  • Currently have a job (or receive regular income)
  • Make at least $800 per month
  • Are 18 years of age or older and a U.S. resident
  • Have a checking account
  • Other requirements may apply

short-term cash loans, sometimes referred to as bad credit loans, may be a viable choice

Even if you have been involved in bankruptcy, bounced checks, charge-offs and other credit hassles you may still be able to get the short term cash loan you need. There are many reasons why people need a bad credit loan. More often than not, it is a temporary way of dealing with unforeseen expenses like a mechanic’s bill or a medical bill. When used responsibly and paid back promptly, the loan can be a sensible way of handling unexpected expenses and that’s why many people choose to make use of it.

keyboard-hundreds It can be frustrating and difficult to find these so-called “bad credit” loans. That’s where our marketplace can really help -- there are lenders who offer loan options for those that may not qualify at other institutions. Instead of bouncing a check, or receiving late payment penalties, these short term options can be a sensible alternative.

If you are looking for a bad credit loan, you can get started today by filling out the form on our website – there are lenders who can help. Remember, it’s fast and easy to do, and you can find a lender to meet your short term, bad credit loan needs today.