Information about short-term loans
This page offers information on MoneyMutual and the types of lenders we work with as well as the types of loans that they provide. As you review this information, please keep in mind that MoneyMutual is not a lender.
Above all else, please use short-term loans responsibly!
What is MoneyMutual?
MoneyMutual is a FREE service that connects borrowers with lenders. That means that when you submit your information using our website, your mobile device or by speaking with one of our friendly agents on the phone, MoneyMutual will do its absolute best to connect you with a lender that can deposit money directly into your bank account by the next business day.
MoneyMutual has the ability to connect you with over 60 short-term lenders that often can make a real-time decision about providing you a loan.
What kind of lenders can MoneyMutual match me with?
MoneyMutual works with many types of lenders and each offers different types of loan products. Most of these lenders offer short-term loans that are meant to last about 2 to 4 weeks, depending on which lender you are matched with.
Those who are approved are often offered somewhere between $300 - $1000 depending on factors like your monthly income, how long you have had your job, etc. These loans are also sometimes referred to as payday loans, cash advance loans, payday advances, etc.
In addition, to better serve the needs of our customers, MoneyMutual has also partnered with lenders that offer other types of loan products, such as: installment loans, lines of credit, title loans, and auto equity loans.
How much do I have to pay back? What is the APR?
Since MoneyMutual is not a lender, we are not able to provide or advertise the actual terms, rates, annual percentage rates (APRs), or fees associated with the loan you may receive. The reason for this is that the terms, rates, APRs and fees vary from lender to lender.
If we are able to match you with a lender, you will be shown this information by that lender when we connect you with them.
Please review this information carefully and make sure that you understand how much money you will receive and how much you are required to payback.
Each lender should provide its loan terms clearly and in a way that is easy to understand. If you do not understand the terms of the loan or don’t agree with them (including the APR), do not continue or agree to the terms and do not provide your electronic signature.
You are not obligated to accept the terms for any reason; however, you will not receive the loan if you do not agree.
What happens if I don’t pay the loan back on time or don’t pay it back at all?
If you accept the terms and conditions of the loan offered to you by the lender you are matched with, you are agreeing to pay that loan back. Partial payment, non-payment or late payment of your loan may result in additional fees, legal collection action, or your failure to pay being reported to a consumer reporting agency.
Every lender has different terms and conditions for their loans. Most lenders are willing to work with you if you should need some help. If you have questions or need more information, please call your lender directly. Let them know that you were matched with them through MoneyMutual, and they will be happy to help. If you have any issue contacting them, please let us know.
What is the renewal policy for these types of loans?
Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some options may result in a renewed loan and additional loan fees. Please make sure to review your lender's renewal policies, and make your payment preferences known to your lender. If you have questions or need more information on renewal policies, please call your lender directly. Let them know that you were matched with them through MoneyMutual, and they will be happy to help. If you have any issue contacting them, please let us know.
MoneyMutual provides its services in compliance with Federal and applicable law. We work hard to provide a quick and easy service for our customers. If you have any questions, issues or concerns, please contact us immediately at (800)741-3300 or firstname.lastname@example.org.
You may also contact us via snail mail at the address below:
8174 S. Las Vegas Blvd. Suite #109-432
Las Vegas, NV 89123