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Loan Fees and Repayment

Provide your info

Fill out our simple and secure form to send your information to lenders for review. Our marketplace is free for you to use and you may be able to find a lender in minutes.

Lenders review

Your information is reviewed by lenders instantly to determine if they would like to work with you. Each lender follows their own previously established requirements to make a decision. If a lender decides they would like to work with you, you will be redirected to their website where you complete the lender’s forms, review the loan terms, and if agreeable to you, accept the loan. In many cases, the lender will then contact you to confirm your personal information and finalize the loan. They may contact you via telephone, email, or text messages, and you will want to respond in a timely manner to ensure that your money is deposited as quickly as possible.

Get your money

If a lender is able to make you an offer and you agree to work with them, they may be able to deposit the funds directly into your bank account in as little as 24 hours*. Your loan fees and repayment terms are agreed upon solely between you and the lender, and any questions you may have about those fees or terms should be discussed directly with the lender.

MoneyMutual.com is a free resource that brings potential borrowers and potential lenders together. MoneyMutual® is not a lender.

More questions?

  • What kind of lenders might I find with MoneyMutual®?

    There are many lenders that connect to consumers through MoneyMutual.com and each lender offers different types of loan products. Many offer short-term loans with a variety of repayment terms.

    Borrowers who are approved by a lender are usually offered somewhere between $250 – $5,000* depending on things like monthly income, how long you’ve been at your job, etc. To help cover the consumer’s needs, lenders offer a variety of financial products, like short-term loans, cash advance loans, payday advances, installment loans, personal loans, lines of credit, title loans, and auto equity loans.

  • How much do I have to pay back? What is the APR?

    Since MoneyMutual® is not a lender, we are not able to provide or advertise the actual terms, rates, annual percentage rates (APRs), or fees associated with the loan you may receive from a lender. The reason for this is that the terms, rates, APRs, and fees vary from lender to lender.

    If a lender agrees to work with you, you will be shown this information as a part of the loan terms, by that lender, when you are redirected to their website and presented with a loan offer.

    Please review the information the lender provides carefully and make sure that you understand how much money you will receive and how much you are required to pay back.

    Each lender should provide you their loan terms clearly and in a way that is easy to understand. If you do not understand the terms of the loan or do not agree with them (including the APR), do not continue or agree to the terms or provide your electronic signature.

    You are not obligated to accept the terms for any reason; however, you will not receive the loan if you do not agree. Reach out to your lender directly if you have questions about their loan offer.

  • What happens if I don’t pay the loan back on time or don’t pay it back at all?

    If you accept the terms and conditions of the loan offered to you by a lender, you are agreeing to pay that loan back. Partial payment, non-payment or late payment of your loan may result in additional fees, legal collection action, or your failure to pay being reported to a consumer reporting agency.

    Every lender has different terms and conditions for their loans. Most lenders are often willing to work with you if you need help. If you have questions or need more information, please call your lender directly. Let them know that you connected with them on MoneyMutual.com and they will be happy to assist. If you have any issue contacting them, please let us know.

  • What is the renewal policy for these loans?

    Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some options may result in a renewed loan and additional loan fees. Please make sure to review your lender’s renewal policies and make your payment preferences known to your lender. If you have questions or need more information on renewal policies, please call your lender directly. Let them know that you connected with them on MoneyMutual and they will be happy to help. If you have any issue contacting them, please let us know.

You can get started now!

Our simple form takes five minutes to complete and you could have the money you need from a lender in as little as 24 hours*

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*THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not arrange, facilitate or broker loans to lenders and does not make short term cash loans or credit decisions. It is not an agent, representative, arranger, facilitator or broker of any lender and does not endorse any lender or charge you for any service or product. This Web Site does not constitute an offer or solicitation to lend. This site allows you to submit your information to a lender in order for a lender to determine if they may be able to offer you a short-term loan. However, providing your information on this Web Site does not mean that a lender will be able to work with you or that you will be approved for a short-term loan. Cash advances should only be used by you to solve immediate cash needs and should not be considered a long-term solution. Not all lenders can provide up to $5,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details, questions or concerns regarding your short-term cash loan, please contact your lender directly. Lender services may not be available to residents of all states based on individual lender requirements. This service is not available in Connecticut. Furthermore, this service is not available in New York or to New York borrowers due to interest rate limits under New York law.

**Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers.