Why have over a million people turned to MoneyMutual? Up to $2,500 could be directly deposited by a lender as soon as tomorrow*: Filling out the form only takes a few minutes, and getting a lender decision happens quickly.
Montel Williams exclusively endorses Money Mutual: Daytime Emmy Award winner and celebrated talk show host Montel Williams only endorses products that help people live better in all aspects of their lives. He understands that the economic downturn has left a lot of people with bad credit and expenses that pile up. Sometimes a cash advance loan can provide quick needed assistance and help avoid more costly fees.
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We want to make sure your questions are answered quickly. That’s why our goal is to provide the best customer service available.
Remember – MoneyMutual.com is a great resource to find a lender when you need emergency cash, quickly, privately, and securely. Please use short term cash loans responsibly.
What is the APR for the loan that I may get if I find a lender?
First off, it’s important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. That said, the loan that you are likely to be offered by a lender is intended to be a short-term loan that is repaid in a matter of weeks, so using an APR to represent the fees can be misleading. However, since APR is a commonly used way of expressing the fees of other types of loans, such as mortgage loans, auto loans, and types of personal loans, we feel it’s somewhat useful for you to know what the representative APR ranges could be for a short-term loan. Since MoneyMutual is not a lender, we aren’t able to accurately represent the exact APR that your lender may offer; however, the typical representative APR range is somewhere between 261% and 1304% for a 14 day loan. Remember, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you so that you don’t end up with an “annual” loan!
What happens if I’m late paying back the loan?
If you connect with a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees. If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would). Please don’t agree to a loan that you cannot repay. Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or “roll-over” loan that may have additional fees and may renew automatically unless you request otherwise. Please make sure to review your lender’s renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact your lender directly. While most short term lenders will not run a traditional credit check, it is important to know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important for you to remember that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score. As with any loan, it’s important to repay the loan on time or contact the lender to work out a payment plan. Please borrow responsibly!