- Does it cost anything to use MoneyMutual®?
There is no cost to fill out a form and submit your information through our online marketplace. If a lender decides they would like to work with you, the lender will pay us to connect you with them. As a marketplace, we do not receive any information that allows us to evaluate or compare offers from potential lenders. Please carefully review any offer you receive from a lender to make sure it meets your needs and you fully understand the terms.
- How soon can I get my money?
If a lender offers you a loan and you accept right away, you may be able to get the money deposited directly into your account in as little as 24 hours.* Accepting a loan offer on a weekend, holiday, or any other non-business day may affect how long it will take for you to get your money; in these cases, it may take a bit longer.
- How long does it take to use MoneyMutual®?
Our form takes about five minutes to fill out—less if you are a returning consumer. If you complete our form today, you should have a decision from a lender within minutes after submitting our information. From there, if a lender offers you a loan and you accept right away, you may be able to get the money deposited directly into your account in as little as 24 hours.*
- How will I know if a lender decides to work with me?
After you submit your information, lenders will review it to determine if they would like to work with you. If a lender would like to work with you, you will be transferred to the lender’s website. If the lender makes you a loan offer, you will have an opportunity to review and approve the terms and conditions of your loan offer.
- What are the terms and details of my loan?
MoneyMutual® is not a lender so that information isn’t available to us. Once you have found a lender to work with they will send you all the terms and conditions of your loan offer. It should include the interest rate, dates for repayment, finance charges, and more. Different lenders offer many different kinds of loans. Remember, you have a choice whether or not you want to accept the loan offer. If you don’t agree to the terms, you can decline and resubmit to find another lender.